Woodway, WA
Woodway wildfire risk explained
Woodway's 598 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodway at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Woodway rates 66.4% Minimal exposure against just 33.6% Direct and 0% Indirect — of 598 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Woodway ranks
There's little gap between Woodway's 5th national percentile and its 2nd percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Woodway ranks 29,865 for wildfire risk (1 is highest) and 15,874 by building count (1 is largest). Within Washington alone, it ranks 619 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Woodway and the insurance market
Woodway's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 66.4% of Woodway outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Woodway's 29,865-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Woodway, see the exposure-zones guide.