Woodward, OK
Woodward, OK's wildfire risk, in USFS's own numbers
USFS scores Woodward at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 7,127 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodward at the 95th percentile, close to its 95th-percentile risk score.
Woodward's building exposure, zone by zone
Most of Woodward's buildings (62.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 7,127 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Woodward compares
Woodward's 95th national percentile looks worse in isolation than its 76th ranking inside Oklahoma does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Woodward ranks 1,743 for wildfire risk (1 is highest) and 2,407 by building count (1 is largest). Within Oklahoma alone, it ranks 203 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Woodward's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Woodward
Woodward's 62.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Woodward's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Woodward, see the exposure-zones guide.