Woodville, FL
Woodville wildfire risk explained
USFS scores Woodville at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,443 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Woodville's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
What "at risk" means for the buildings here
93.2% of Woodville's 2,443 buildings sit in USFS's Direct exposure zone, roughly 2,276 structures close enough to burnable vegetation for flame contact, not just embers — 6.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Woodville compares
Woodville's 84th national percentile looks worse in isolation than its 61st ranking inside Florida does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Woodville ranks 5,074 for wildfire risk (1 is highest) and 6,412 by building count (1 is largest). Within Florida alone, it ranks 382 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Woodville's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Woodville's 93.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Woodville's figures come from
Woodville's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Woodville's dominant direct exposure actually means, with real examples from across the dataset.