Woodstown, NJ
How exposed is Woodstown to wildfire?
USFS scores Woodstown at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,477 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Woodstown's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
Woodstown's building exposure, zone by zone
68.4% of Woodstown's 1,477 buildings sit in USFS's Minimal exposure zone, with only 26.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Woodstown ranks
Woodstown's risk sits at a similar level relative to New Jersey (53rd percentile statewide) as it does nationally (48th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Woodstown ranks 16,549 for wildfire risk (1 is highest) and 9,273 by building count (1 is largest). Within New Jersey alone, it ranks 330 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Woodstown and the insurance market
Woodstown's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 68.4% of buildings rated Minimal exposure, Woodstown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Woodstown's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Woodstown, see the exposure-zones guide.