Woodstock, NY
How exposed is Woodstock to wildfire?
USFS scores Woodstock at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,509 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Woodstock at the 46th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Woodstock's building exposure, zone by zone
85.6% of Woodstock's 1,509 buildings sit in USFS's Direct exposure zone, roughly 1,292 structures close enough to burnable vegetation for flame contact, not just embers — 14.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Woodstock ranks
Woodstock's 92nd-percentile standing inside New York outpaces its 47th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Woodstock ranks 16,678 for wildfire risk (1 is highest) and 9,124 by building count (1 is largest). Within New York alone, it ranks 111 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Woodstock and the insurance market
Woodstock's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 85.6% of Woodstock in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Woodstock's figures come from
The methodology guide shows exactly how USFS turned 1,509 counted buildings into the percentiles shown above for Woodstock. The exposure-zones guide covers what Woodstock's dominant direct exposure actually means, with real examples from across the dataset.