Woodsboro, TX
How exposed is Woodsboro to wildfire?
USFS's Wildfire Risk to Communities model puts Woodsboro at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 912 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Woodsboro at the 90th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Woodsboro (88.2% of 912 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 11.8% sit in the Direct zone.
Woodsboro against the rest of the country
Woodsboro scores 88th nationally and 79th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Woodsboro ranks 3,952 for wildfire risk (1 is highest) and 12,624 by building count (1 is largest). Within Texas alone, it ranks 378 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Woodsboro's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 88.2% of Woodsboro's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Woodsboro's 3,952-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Woodsboro, see the exposure-zones guide.