Woodridge, NY
Woodridge wildfire risk explained
Out of every US place USFS scores, Woodridge lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 905 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Woodridge's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
Of Woodridge's 905 counted buildings, 72.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Woodridge against the rest of the country
Woodridge's 78th-percentile standing inside New York outpaces its 36th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Woodridge ranks 20,080 for wildfire risk (1 is highest) and 12,677 by building count (1 is largest). Within New York alone, it ranks 284 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Woodridge's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Woodridge (72.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Woodridge's 20,080-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Woodridge, see the exposure-zones guide.