Woodmoor, CO
Woodmoor, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Woodmoor at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,492 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodmoor at the 97th percentile, close to its 97th-percentile risk score.
Woodmoor's building exposure, zone by zone
USFS classifies 84.7% of Woodmoor's buildings as Direct exposure, higher than its 14.3% Indirect share and far above its 1% Minimal share — a profile where 2,958 structures sit close enough to vegetation that lot clearing matters most.
How Woodmoor compares
There's little gap between Woodmoor's 97th national percentile and its 88th percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Woodmoor ranks 941 for wildfire risk (1 is highest) and 4,779 by building count (1 is largest). Within Colorado alone, it ranks 58 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Woodmoor and the insurance market
At the 97th percentile nationally, Woodmoor carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Woodmoor (84.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Woodmoor's figures come from
Woodmoor's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Woodmoor's dominant direct exposure actually means, with real examples from across the dataset.