Woodloch, TX
How exposed is Woodloch to wildfire?
Woodloch's 87 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodloch at the 65th percentile, close to its 64th-percentile risk score.
Woodloch's building exposure, zone by zone
USFS puts 69% of Woodloch's 87 buildings in the Indirect exposure zone, versus 31% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Woodloch against the rest of the country
Woodloch ranks lower within Texas (20th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Woodloch ranks 11,263 for wildfire risk (1 is highest) and 29,634 by building count (1 is largest). Within Texas alone, it ranks 1,437 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Woodloch
At the 64th percentile nationally, Woodloch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Woodloch
Woodloch's 69% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Woodloch's figures come from
The methodology guide shows exactly how USFS turned 87 counted buildings into the percentiles shown above for Woodloch. The exposure-zones guide covers what Woodloch's dominant indirect exposure actually means, with real examples from across the dataset.