WildfireRiskFinder

Woodlands, CA

How exposed is Woodlands to wildfire?

High
69thpercentile nationally

Woodlands sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,087 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Woodlands at the 68th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.

Where Woodlands's buildings actually sit

1,087Total buildings
70.6%Direct exposure
12.2%Indirect exposure
17.2%Minimal exposure

Of Woodlands's 1,087 counted buildings, 70.6% carry Direct exposure and only 17.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.

Where Woodlands ranks

Inside California, Woodlands sits at just the 27th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Woodlands ranks 9,695 for wildfire risk (1 is highest) and 11,356 by building count (1 is largest). Within California alone, it ranks 1,150 of 1,570 places by risk. See the full county-by-county picture for California on its state page.

What this risk score means for insurance

Woodlands's 69th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.

Hardening a home in Woodlands

Woodlands's 70.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.

Where Woodlands's figures come from

Woodlands's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Woodlands's dominant direct exposure actually means, with real examples from across the dataset.