Woodland Park, NJ
How exposed is Woodland Park to wildfire?
USFS's Wildfire Risk to Communities model puts Woodland Park at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,121 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Woodland Park at the 25th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Woodland Park's building exposure, zone by zone
Most of Woodland Park's buildings (91.4% of 3,121) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Woodland Park against the rest of the country
Woodland Park's risk sits at a similar level relative to New Jersey (17th percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Woodland Park ranks 23,490 for wildfire risk (1 is highest) and 5,264 by building count (1 is largest). Within New Jersey alone, it ranks 583 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Woodland Park and the insurance market
Woodland Park's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 91.4% of Woodland Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,121 counted buildings into the percentiles shown above for Woodland Park. For more on what minimal exposure implies beyond Woodland Park, see the exposure-zones guide.