Woodfin, NC
How exposed is Woodfin to wildfire?
Out of every US place USFS scores, Woodfin lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,314 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Woodfin's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Woodfin's building exposure, zone by zone
59.9% of Woodfin's 3,314 buildings sit in USFS's Direct exposure zone, roughly 1,985 structures close enough to burnable vegetation for flame contact, not just embers — 40% fall in the Indirect, ember-only zone and 0.1% are Minimal.
How Woodfin compares
There's little gap between Woodfin's 72nd national percentile and its 73rd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Woodfin ranks 8,737 for wildfire risk (1 is highest) and 5,026 by building count (1 is largest). Within North Carolina alone, it ranks 211 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Woodfin and the insurance market
Woodfin's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Woodfin (59.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,314 counted buildings into the percentiles shown above for Woodfin. For more on what direct exposure implies beyond Woodfin, see the exposure-zones guide.