Woodcliff Lake, NJ
How exposed is Woodcliff Lake to wildfire?
Out of every US place USFS scores, Woodcliff Lake lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,251 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Woodcliff Lake's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
2,251 buildings are counted in Woodcliff Lake, and 79.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 20.2% rated Minimal.
How Woodcliff Lake compares
Woodcliff Lake's risk sits at a similar level relative to New Jersey (12th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Woodcliff Lake ranks 24,148 for wildfire risk (1 is highest) and 6,811 by building count (1 is largest). Within New Jersey alone, it ranks 617 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Woodcliff Lake
Woodcliff Lake's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Woodcliff Lake's 79.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Woodcliff Lake's 24,148-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Woodcliff Lake, see the exposure-zones guide.