Woodbury, KY
How exposed is Woodbury to wildfire?
Out of every US place USFS scores, Woodbury lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 67 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodbury at the 28th percentile, close to its 26th-percentile risk score.
What "at risk" means for the buildings here
100% of Woodbury's 67 buildings sit in USFS's Direct exposure zone, roughly 67 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Woodbury ranks
Compare Woodbury's two percentiles: 49th within Kentucky, only 26th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Woodbury ranks 23,380 for wildfire risk (1 is highest) and 30,386 by building count (1 is largest). Within Kentucky alone, it ranks 283 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Woodbury and the insurance market
Woodbury's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Woodbury (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 67 counted buildings into the percentiles shown above for Woodbury. For more on what direct exposure implies beyond Woodbury, see the exposure-zones guide.