Woodbourne, PA
Woodbourne, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Woodbourne at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,140 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Woodbourne at the 27th percentile, close to its 27th-percentile risk score.
What "at risk" means for the buildings here
Only 28.1% of Woodbourne's 1,140 buildings carry Direct exposure and 0% carry Indirect; the remaining 71.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Woodbourne compares
There's little gap between Woodbourne's 27th national percentile and its 32nd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Woodbourne ranks 23,175 for wildfire risk (1 is highest) and 11,019 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,363 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 27th national percentile, Woodbourne rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 71.9% of Woodbourne outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,140 counted buildings into the percentiles shown above for Woodbourne. For more on what minimal exposure implies beyond Woodbourne, see the exposure-zones guide.