Wood-Ridge, NJ
Wood-Ridge, NJ's wildfire risk, in USFS's own numbers
Wood-Ridge sits at the 20th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,903 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wood-Ridge at the 21st percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.1% of Wood-Ridge's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Wood-Ridge ranks
Wood-Ridge scores 20th nationally and 5th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wood-Ridge ranks 25,374 for wildfire risk (1 is highest) and 5,581 by building count (1 is largest). Within New Jersey alone, it ranks 666 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Wood-Ridge and the insurance market
Wood-Ridge's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 99.1% of buildings rated Minimal exposure, Wood-Ridge gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wood-Ridge's figures come from
The methodology guide shows exactly how USFS turned 2,903 counted buildings into the percentiles shown above for Wood-Ridge. The exposure-zones guide covers what Wood-Ridge's dominant minimal exposure actually means, with real examples from across the dataset.