Wood, PA
How exposed is Wood to wildfire?
Wood's 140 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wood's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Wood's building exposure, zone by zone
USFS classifies 80.7% of Wood's buildings as Direct exposure, higher than its 19.3% Indirect share and far above its 0% Minimal share — a profile where 113 structures sit close enough to vegetation that lot clearing matters most.
Where Wood ranks
Within Pennsylvania, Wood ranks higher (88th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wood ranks 14,764 for wildfire risk (1 is highest) and 27,303 by building count (1 is largest). Within Pennsylvania alone, it ranks 240 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Wood and the insurance market
Wood's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Wood (80.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Wood's figures come from
Every one of the two percentiles behind Wood's 14,764-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wood's dominant direct exposure actually means, with real examples from across the dataset.