Wood Dale, IL
How exposed is Wood Dale to wildfire?
Wood Dale's 5,440 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wood Dale's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Wood Dale's building exposure, zone by zone
Only 5.1% of Wood Dale's 5,440 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,440 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Wood Dale compares
Compare Wood Dale's two percentiles: 63rd within Illinois, only 21st nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wood Dale ranks 25,047 for wildfire risk (1 is highest) and 3,175 by building count (1 is largest). Within Illinois alone, it ranks 541 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Wood Dale's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Wood Dale's 94.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wood Dale's 25,047-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Wood Dale, see the exposure-zones guide.