Wonderland Homes, SD
Wonderland Homes wildfire risk explained
Wonderland Homes's 305 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wonderland Homes at the 89th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Wonderland Homes (78.4% of 305 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.6% sit in the Direct zone.
How Wonderland Homes compares
There's little gap between Wonderland Homes's 89th national percentile and its 91st percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wonderland Homes ranks 3,478 for wildfire risk (1 is highest) and 21,513 by building count (1 is largest). Within South Dakota alone, it ranks 40 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 89th percentile nationally, Wonderland Homes carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 78.4% of Wonderland Homes's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Wonderland Homes's figures come from
Every one of the two percentiles behind Wonderland Homes's 3,478-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wonderland Homes's dominant indirect exposure actually means, with real examples from across the dataset.