Wolverton, MN
Wolverton, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wolverton lands at the 31st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 117 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wolverton's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Wolverton rates 83.8% Minimal exposure against just 16.2% Direct and 0% Indirect — of 117 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Wolverton against the rest of the country
Wolverton's risk sits at a similar level relative to Minnesota (37th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wolverton ranks 21,870 for wildfire risk (1 is highest) and 28,311 by building count (1 is largest). Within Minnesota alone, it ranks 575 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Wolverton's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Wolverton
Even with 83.8% of Wolverton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Wolverton's figures come from
Every one of the two percentiles behind Wolverton's 21,870-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wolverton's dominant minimal exposure actually means, with real examples from across the dataset.