Wolverine, MI
Wolverine wildfire risk explained
Wolverine's 226 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wolverine at the 29th percentile, close to its 30th-percentile risk score.
Where Wolverine's buildings actually sit
64.6% of Wolverine's 226 buildings sit in USFS's Direct exposure zone, roughly 146 structures close enough to burnable vegetation for flame contact, not just embers — 35.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Wolverine compares
Within Michigan, Wolverine ranks higher (82nd percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wolverine ranks 22,122 for wildfire risk (1 is highest) and 23,917 by building count (1 is largest). Within Michigan alone, it ranks 136 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Wolverine
Wolverine's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Wolverine
Because Direct exposure dominates in Wolverine (64.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wolverine's 22,122-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Wolverine, see the exposure-zones guide.