Wolflake, IN
Wolflake, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wolflake lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 232 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wolflake at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 55.6% of Wolflake's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 44% Direct and 0.4% Indirect — a landscape-level risk rather than a building-by-building one.
Wolflake against the rest of the country
Within Indiana, Wolflake ranks higher (38th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wolflake ranks 29,814 for wildfire risk (1 is highest) and 23,734 by building count (1 is largest). Within Indiana alone, it ranks 601 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Wolflake
Wolflake's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 55.6% of buildings rated Minimal exposure, Wolflake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 232 counted buildings into the percentiles shown above for Wolflake. For more on what minimal exposure implies beyond Wolflake, see the exposure-zones guide.