Wolcottville, IN
Wolcottville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wolcottville at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 577 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wolcottville at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wolcottville's buildings actually sit
78.7% of Wolcottville's 577 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Wolcottville ranks
Compare Wolcottville's two percentiles: 51st within Indiana, only 9th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wolcottville ranks 28,838 for wildfire risk (1 is highest) and 16,144 by building count (1 is largest). Within Indiana alone, it ranks 475 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Wolcottville
Wolcottville's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Wolcottville's 78.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wolcottville's figures come from
Every one of the two percentiles behind Wolcottville's 28,838-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wolcottville's dominant indirect exposure actually means, with real examples from across the dataset.