Wolcott, IN
Wolcott, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wolcott at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 627 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wolcott's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Wolcott's buildings actually sit
Only 10.4% of Wolcott's 627 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Wolcott against the rest of the country
Wolcott scores 0th nationally and 0th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wolcott ranks 31,496 for wildfire risk (1 is highest) and 15,480 by building count (1 is largest). Within Indiana alone, it ranks 966 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Wolcott
Wolcott's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Wolcott
With 89.6% of buildings rated Minimal exposure, Wolcott gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wolcott's figures come from
Every one of the two percentiles behind Wolcott's 31,496-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wolcott's dominant minimal exposure actually means, with real examples from across the dataset.