Wolbach, NE
How exposed is Wolbach to wildfire?
USFS scores Wolbach at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 272 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wolbach at the 82nd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Wolbach (87.1% of 272 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 12.9% sit in the Direct zone.
Where Wolbach ranks
Wolbach scores 86th nationally and 93rd within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wolbach ranks 4,475 for wildfire risk (1 is highest) and 22,446 by building count (1 is largest). Within Nebraska alone, it ranks 41 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Wolbach
At the 86th percentile nationally, Wolbach carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 87.1% of Wolbach's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Wolbach's figures come from
Wolbach's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wolbach's dominant indirect exposure actually means, with real examples from across the dataset.