Wixom, MI
Wixom, MI's wildfire risk, in USFS's own numbers
Wixom sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,019 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wixom at the 16th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
71.5% of Wixom's 4,019 buildings sit in USFS's Minimal exposure zone, with only 18.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Wixom compares
Wixom's 48th-percentile standing inside Michigan outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wixom ranks 27,138 for wildfire risk (1 is highest) and 4,232 by building count (1 is largest). Within Michigan alone, it ranks 388 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Wixom's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 71.5% of buildings rated Minimal exposure, Wixom gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wixom's figures come from
Every one of the two percentiles behind Wixom's 27,138-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wixom's dominant minimal exposure actually means, with real examples from across the dataset.