Winthrop Town, MA
How exposed is Winthrop Town to wildfire?
Winthrop Town sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,984 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winthrop Town's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Winthrop Town's building exposure, zone by zone
99.9% of Winthrop Town's 4,984 buildings sit in USFS's Minimal exposure zone, with only 0.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Winthrop Town compares
There's little gap between Winthrop Town's 4th national percentile and its 0th percentile inside Massachusetts, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Winthrop Town ranks 30,201 for wildfire risk (1 is highest) and 3,436 by building count (1 is largest). Within Massachusetts alone, it ranks 248 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Winthrop Town and the insurance market
Winthrop Town's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 99.9% of Winthrop Town outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Winthrop Town's figures come from
The methodology guide shows exactly how USFS turned 4,984 counted buildings into the percentiles shown above for Winthrop Town. The exposure-zones guide covers what Winthrop Town's dominant minimal exposure actually means, with real examples from across the dataset.