Winterstown, PA
Winterstown wildfire risk explained
USFS scores Winterstown at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 393 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Winterstown at the 9th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Winterstown's building exposure, zone by zone
59.3% of Winterstown's 393 buildings sit in USFS's Direct exposure zone, roughly 233 structures close enough to burnable vegetation for flame contact, not just embers — 40.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Winterstown compares
Winterstown scores 12th nationally and 10th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Winterstown ranks 27,874 for wildfire risk (1 is highest) and 19,354 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,791 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Winterstown and the insurance market
At the 12th national percentile, Winterstown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Winterstown's 59.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Winterstown's 27,874-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Winterstown, see the exposure-zones guide.