Winters, TX
Winters, TX's wildfire risk, in USFS's own numbers
Winters sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,688 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Winters at the 71st percentile, close to its 75th-percentile risk score.
Where Winters's buildings actually sit
82.6% of Winters's 1,688 buildings sit in USFS's Minimal exposure zone, with only 17% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Winters ranks
Winters ranks lower within Texas (46th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Winters ranks 7,990 for wildfire risk (1 is highest) and 8,465 by building count (1 is largest). Within Texas alone, it ranks 979 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Winters
Winters's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Winters
With 82.6% of buildings rated Minimal exposure, Winters gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Winters's figures come from
Every one of the two percentiles behind Winters's 7,990-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Winters's dominant minimal exposure actually means, with real examples from across the dataset.