Wintergreen, VA
Wintergreen, VA's wildfire risk, in USFS's own numbers
USFS scores Wintergreen at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,341 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wintergreen at the 69th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
95% of Wintergreen's 1,341 buildings sit in USFS's Direct exposure zone, roughly 1,274 structures close enough to burnable vegetation for flame contact, not just embers — 5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Wintergreen compares
Wintergreen scores 72nd nationally and 85th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wintergreen ranks 8,904 for wildfire risk (1 is highest) and 9,880 by building count (1 is largest). Within Virginia alone, it ranks 100 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Wintergreen and the insurance market
At the 72nd percentile nationally, Wintergreen carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 95% of Wintergreen in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wintergreen's figures come from
Wintergreen's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wintergreen's dominant direct exposure actually means, with real examples from across the dataset.