Winter Springs, FL
How exposed is Winter Springs to wildfire?
Winter Springs's 12,948 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Winter Springs at the 80th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Winter Springs's building exposure, zone by zone
12,948 buildings are counted in Winter Springs, and 41.4% of them are Indirect exposure — ember-driven risk rather than the 34.2% in Direct exposure or the 24.4% rated Minimal. At 12,948 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Winter Springs compares
Inside Florida, Winter Springs sits at just the 47th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Winter Springs ranks 6,459 for wildfire risk (1 is highest) and 1,175 by building count (1 is largest). Within Florida alone, it ranks 513 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Winter Springs's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Winter Springs
Because 41.4% of Winter Springs's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Winter Springs's 6,459-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Winter Springs, see the exposure-zones guide.