Winsted, CT
Winsted wildfire risk explained
Winsted's 3,039 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winsted's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Where Winsted's buildings actually sit
USFS puts 65.8% of Winsted's 3,039 buildings in the Indirect exposure zone, versus 32.3% Direct and 1.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Winsted against the rest of the country
Within Connecticut, Winsted ranks higher (49th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Winsted ranks 21,641 for wildfire risk (1 is highest) and 5,373 by building count (1 is largest). Within Connecticut alone, it ranks 110 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
At the 31st national percentile, Winsted rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Winsted (65.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Winsted's 21,641-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Winsted, see the exposure-zones guide.