Winside, NE
Winside wildfire risk explained
USFS scores Winside at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 328 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winside's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Winside's building exposure, zone by zone
Only 10.4% of Winside's 328 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Winside ranks
There's little gap between Winside's 48th national percentile and its 34th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Winside ranks 16,546 for wildfire risk (1 is highest) and 20,875 by building count (1 is largest). Within Nebraska alone, it ranks 387 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Winside's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 89.6% of buildings rated Minimal exposure, Winside gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Winside's figures come from
The methodology guide shows exactly how USFS turned 328 counted buildings into the percentiles shown above for Winside. The exposure-zones guide covers what Winside's dominant minimal exposure actually means, with real examples from across the dataset.