Winnie, TX
How exposed is Winnie to wildfire?
USFS scores Winnie at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,854 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Winnie at the 90th percentile, close to its 86th-percentile risk score.
Winnie's building exposure, zone by zone
Direct exposure dominates in Winnie: 37.8% of its 1,854 buildings, versus 29.3% Indirect and 32.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Winnie compares
Winnie's risk sits at a similar level relative to Texas (76th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Winnie ranks 4,397 for wildfire risk (1 is highest) and 7,900 by building count (1 is largest). Within Texas alone, it ranks 439 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Winnie and the insurance market
At the 86th percentile nationally, Winnie carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Winnie
Because Direct exposure dominates in Winnie (37.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,854 counted buildings into the percentiles shown above for Winnie. For more on what direct exposure implies beyond Winnie, see the exposure-zones guide.