Winn, MI
How exposed is Winn to wildfire?
Winn sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 147 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Winn at the 13th percentile, close to its 15th-percentile risk score.
Where Winn's buildings actually sit
Winn rates 82.3% Minimal exposure against just 17.7% Direct and 0% Indirect — of 147 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Winn ranks
Within Michigan, Winn ranks higher (50th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Winn ranks 26,915 for wildfire risk (1 is highest) and 26,989 by building count (1 is largest). Within Michigan alone, it ranks 370 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Winn and the insurance market
Winn's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Winn's 82.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 147 counted buildings into the percentiles shown above for Winn. For more on what minimal exposure implies beyond Winn, see the exposure-zones guide.