Winfield, TX
Winfield, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Winfield at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 265 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Winfield at the 80th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Winfield's building exposure, zone by zone
60% of Winfield's 265 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 40% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Winfield ranks
Winfield's 78th national percentile looks worse in isolation than its 55th ranking inside Texas does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Winfield ranks 7,043 for wildfire risk (1 is highest) and 22,687 by building count (1 is largest). Within Texas alone, it ranks 813 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Winfield and the insurance market
Winfield's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Winfield's 60% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Winfield's figures come from
The methodology guide shows exactly how USFS turned 265 counted buildings into the percentiles shown above for Winfield. The exposure-zones guide covers what Winfield's dominant indirect exposure actually means, with real examples from across the dataset.