Winfield, IN
How exposed is Winfield to wildfire?
Out of every US place USFS scores, Winfield lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,675 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winfield's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Winfield's building exposure, zone by zone
USFS classifies 64.2% of Winfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 35.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Winfield against the rest of the country
Within Indiana, Winfield ranks higher (100th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Winfield ranks 13,990 for wildfire risk (1 is highest) and 5,972 by building count (1 is largest). Within Indiana alone, it ranks 6 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Winfield
Winfield's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 64.2% of Winfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Winfield's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Winfield, see the exposure-zones guide.