Winfall, NC
How exposed is Winfall to wildfire?
Winfall sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 480 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Winfall at the 45th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
55.2% of Winfall's 480 buildings sit in USFS's Direct exposure zone, roughly 265 structures close enough to burnable vegetation for flame contact, not just embers — 44% fall in the Indirect, ember-only zone and 0.8% are Minimal.
Where Winfall ranks
Inside North Carolina, Winfall sits at just the 29th percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Winfall ranks 16,995 for wildfire risk (1 is highest) and 17,709 by building count (1 is largest). Within North Carolina alone, it ranks 549 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Winfall and the insurance market
Winfall's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Winfall
Winfall's 55.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Winfall's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Winfall, see the exposure-zones guide.