Windthorst, TX
How exposed is Windthorst to wildfire?
USFS's Wildfire Risk to Communities model puts Windthorst at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 410 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Windthorst at the 84th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Windthorst's buildings actually sit
Only 28.8% of Windthorst's 410 buildings carry Direct exposure and 27.6% carry Indirect; the remaining 43.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Windthorst ranks
Windthorst's risk sits at a similar level relative to Texas (77th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Windthorst ranks 4,297 for wildfire risk (1 is highest) and 19,040 by building count (1 is largest). Within Texas alone, it ranks 423 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Windthorst and the insurance market
At the 86th percentile nationally, Windthorst carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 43.7% of Windthorst outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Windthorst's figures come from
The methodology guide shows exactly how USFS turned 410 counted buildings into the percentiles shown above for Windthorst. The exposure-zones guide covers what Windthorst's dominant minimal exposure actually means, with real examples from across the dataset.