Windsor, WI
How exposed is Windsor to wildfire?
USFS scores Windsor at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,617 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Windsor's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Windsor's building exposure, zone by zone
Most of Windsor's buildings (57% of 3,617) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Windsor compares
Compare Windsor's two percentiles: 44th within Wisconsin, only 23rd nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Windsor ranks 24,161 for wildfire risk (1 is highest) and 4,635 by building count (1 is largest). Within Wisconsin alone, it ranks 459 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Windsor
Windsor's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 57% of Windsor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Windsor's figures come from
Every one of the two percentiles behind Windsor's 24,161-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Windsor's dominant minimal exposure actually means, with real examples from across the dataset.