Windsor (Shelby), IL
Windsor (Shelby), IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Windsor (Shelby) lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 770 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Windsor (Shelby)'s burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Windsor (Shelby)'s building exposure, zone by zone
Windsor (Shelby) rates 95.7% Minimal exposure against just 4.3% Direct and 0% Indirect — of 770 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Windsor (Shelby) ranks
There's little gap between Windsor (Shelby)'s 1st national percentile and its 9th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Windsor (Shelby) ranks 31,200 for wildfire risk (1 is highest) and 13,914 by building count (1 is largest). Within Illinois alone, it ranks 1,314 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Windsor (Shelby) and the insurance market
Windsor (Shelby)'s low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 95.7% of buildings rated Minimal exposure, Windsor (Shelby) gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Windsor (Shelby)'s figures come from
Every one of the two percentiles behind Windsor (Shelby)'s 31,200-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Windsor (Shelby)'s dominant minimal exposure actually means, with real examples from across the dataset.