Windsor, SC
Windsor wildfire risk explained
USFS's Wildfire Risk to Communities model puts Windsor at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 113 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Windsor at the 73rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Windsor's building exposure, zone by zone
Of Windsor's 113 counted buildings, 93.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Windsor ranks
Windsor's risk sits at a similar level relative to South Carolina (75th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Windsor ranks 7,730 for wildfire risk (1 is highest) and 28,519 by building count (1 is largest). Within South Carolina alone, it ranks 121 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Windsor's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Windsor (93.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Windsor's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Windsor, see the exposure-zones guide.