Windsor, NC
Windsor wildfire risk explained
Out of every US place USFS scores, Windsor lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,563 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Windsor's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Where Windsor's buildings actually sit
69.4% of Windsor's 1,563 buildings sit in USFS's Direct exposure zone, roughly 1,085 structures close enough to burnable vegetation for flame contact, not just embers — 30.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Windsor compares
There's little gap between Windsor's 54th national percentile and its 49th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Windsor ranks 14,599 for wildfire risk (1 is highest) and 8,912 by building count (1 is largest). Within North Carolina alone, it ranks 398 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 54th national percentile, Windsor rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Windsor's 69.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Windsor's figures come from
Every one of the two percentiles behind Windsor's 14,599-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Windsor's dominant direct exposure actually means, with real examples from across the dataset.