Windsor, CO
How exposed is Windsor to wildfire?
Windsor's 13,299 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Windsor at the 59th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 38.5% of Windsor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23.2% Direct and 38.3% Indirect — a landscape-level risk rather than a building-by-building one. At 13,299 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Windsor compares
Windsor ranks lower within Colorado (26th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Windsor ranks 13,608 for wildfire risk (1 is highest) and 1,144 by building count (1 is largest). Within Colorado alone, it ranks 352 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Windsor
Windsor's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Windsor
Windsor's 38.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Windsor's 13,608-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Windsor, see the exposure-zones guide.