Windom, MN
Windom, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Windom lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,543 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Windom at the 48th percentile, close to its 51st-percentile risk score.
Where Windom's buildings actually sit
Windom rates 83.5% Minimal exposure against just 16.5% Direct and 0% Indirect — of 2,543 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Windom compares
Windom's 76th-percentile standing inside Minnesota outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Windom ranks 15,379 for wildfire risk (1 is highest) and 6,221 by building count (1 is largest). Within Minnesota alone, it ranks 224 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Windom
At the 51st national percentile, Windom rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 83.5% of Windom outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Windom's 15,379-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Windom, see the exposure-zones guide.