Winding Cypress, FL
Winding Cypress, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Winding Cypress lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 476 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winding Cypress's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
71.2% of Winding Cypress's 476 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 28.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Winding Cypress ranks
Winding Cypress scores 90th nationally and 80th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Winding Cypress ranks 3,240 for wildfire risk (1 is highest) and 17,776 by building count (1 is largest). Within Florida alone, it ranks 190 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Winding Cypress carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Winding Cypress (71.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Winding Cypress's figures come from
Winding Cypress's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Winding Cypress's dominant indirect exposure actually means, with real examples from across the dataset.