Windham, OH
Windham wildfire risk explained
USFS scores Windham at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 895 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Windham's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
59.6% of Windham's 895 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 40.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Windham ranks
Within Ohio, Windham ranks higher (86th percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Windham ranks 19,171 for wildfire risk (1 is highest) and 12,770 by building count (1 is largest). Within Ohio alone, it ranks 184 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Windham's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Windham
With ember exposure the dominant pattern in Windham (59.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Windham's 19,171-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Windham, see the exposure-zones guide.