Windham, NY
Windham, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Windham lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 576 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Windham at the 21st percentile, close to its 21st-percentile risk score.
Windham's building exposure, zone by zone
Direct exposure dominates in Windham: 82.3% of its 576 buildings, versus 17.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Windham compares
Windham's 47th-percentile standing inside New York outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Windham ranks 24,836 for wildfire risk (1 is highest) and 16,160 by building count (1 is largest). Within New York alone, it ranks 688 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Windham and the insurance market
Windham's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Windham's 82.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Windham's 24,836-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Windham, see the exposure-zones guide.