Windfall City, IN
Windfall City wildfire risk explained
USFS's Wildfire Risk to Communities model puts Windfall City at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 549 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Windfall City at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Windfall City's building exposure, zone by zone
USFS classifies 92.4% of Windfall City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Windfall City compares
Windfall City's risk sits at a similar level relative to Indiana (3rd percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Windfall City ranks 31,363 for wildfire risk (1 is highest) and 16,581 by building count (1 is largest). Within Indiana alone, it ranks 939 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Windfall City
Windfall City's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Windfall City's 92.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Windfall City's figures come from
Every one of the two percentiles behind Windfall City's 31,363-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Windfall City's dominant minimal exposure actually means, with real examples from across the dataset.