Winchester, OK
How exposed is Winchester to wildfire?
Winchester's 407 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Winchester's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Winchester's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 407 structures sit close enough to vegetation that lot clearing matters most.
How Winchester compares
Winchester ranks lower within Oklahoma (52nd percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Winchester ranks 2,871 for wildfire risk (1 is highest) and 19,089 by building count (1 is largest). Within Oklahoma alone, it ranks 403 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Winchester
Winchester's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Winchester (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 407 counted buildings into the percentiles shown above for Winchester. For more on what direct exposure implies beyond Winchester, see the exposure-zones guide.